Before taking off on your next trip you should really consider purchasing holiday insurance. At the end of the day, it’s a small investment towards your well being and it could be a lifesaver god forbid you or your family are forced to make holiday sickness claims during or after your trip.

The peace of mind that holiday insurance provides is definitely worth it. People consider it an unnecessary cost, but take this example. You show up in Mexico for your long awaited holiday and you forget that you shouldn’t drink the water. You’re parched and decide to pour yourself a full glass of water from the tap at your hotel. Two hours later you’re bedridden and have uncontrollable vomiting and diarrhea, you get dehydrated and can’t move.

You have to call an ambulance and end up needing care in a private hospital for a day or two which could easily add up to thousands of dollars! The truth is, medical care at the level you probably expect in foreign countries, especially emerging world countries is extremely expensive and most likely much more than your home country. Anything can happen, but if you had travel insurance for a small sum, you would be completely covered.

The reason insurance exists is all in the name. It’s protection. God forbid you even need to use it, but knowing you won’t have the added stress of paying and sorting out medical care in a foreign land is priceless.

Don’t be foolish. Do yourself a favor and get your holiday insurance coverage now and you’ll be able to rest assured that you’ll be taken care of in the event of a travel emergency. Save your stress for whether to choose a margarita or a daiquiri, not whether or not to go to a public hospital or a quality private one because you’re fronting the whole cost yourself.

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